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Listing provided courtesy of Baird & Warner Fox Valley - GenevaMREDas Distributed by MLSGrid- MLS# 12668594MLS Provider

1045 N 5th AvenueSt. Charles, IL 60174

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,800 Sq. ft. | 0.41 Acres
$825,000 Active

1045 N 5th Avenue Overview

Time on Site:
12 days
Visits:
2

Discover Where Historic Character Meets Modern Luxury Rarely does a property of this caliber become available. This stunning 1912 home has been meticulously expanded and completely renovated with no compromises on materials or craftsmanship. Every detail-from the foundation to the roof-has been thoughtfully updated while honoring the home's authentic period character. Exterior & Setting: Hardie Plank fiber cement siding, all-new Marvin windows, and professional landscaping present an impeccable street face. The custom front door and entry are architectural statements. A generous stamped concrete patio flows from the home, surrounded by a fenced yard-ideal for privacy and entertaining. The mature trees provide natural shade and character. Living Spaces:Open-concept design floods the main level with light and flow. Wide plank solid oak hardwood (3/4) spans living areas and bedrooms. The focal point fireplace with herringbone tile surround anchors the great room. Soaring ceilings, skylights, and professional lighting design create a gallery-like quality throughout. A 4-season room with heated floors extends the living season. Kitchen & Dining:This is a chef's kitchen. Custom high-end cabinetry, marble countertops, and an oversized island with integrated microwave and bar seating anchor the space. A walk-in pantry provides serious storage. Leather Granite counters, 42 upper cabinetry with premium hardware, and stainless steel appliances complete a space that's both beautiful and highly functional. Bedrooms & Baths: First-floor master suite with full ensuite bath. The shower is a spa experience-oversized with both rain shower and wall-mounted heads. Two generously sized bedrooms upstairs with full secondary bathroom featuring high-end finishes throughout. An additional first-floor bedroom/office provides flexibility. Basement: Dry basement with 8-foot ceilings, original stone fireplace, and immense potential for further customization. Location & Character: Just one mile to downtown St. Charles and a half-mile to Pottawattamie Park at the river. Original trim and moldings celebrate the home's 1912 roots while every system, surface, and fixture is brand new. The Bottom Line: There is nothing comparable to this property at this price point. Original character + modern luxury + impeccable execution = a once-in-a-generation opportunity in the heart of St. Charles.

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1045 N 5th Avenue Facts & Features

  • Type Single Family
  • Sq. ft. 2,800
  • Price/Sq.ft. $295
  • Lot 0.41 Acres

Details

General

Association/HOA

  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None

School Information

  • School District: 303
  • Elementary School: Munhall Elementary School
  • Middle Or Junior School: Wredling Middle School
  • High School: St Charles East High School

Building Information

  • New Construction: No
  • Year Built: 1912

Location/Region

  • County Or Parish: Kane
  • MLS Area Major: Campton Hills / St. Charles
  • Subdivision Name: Delnor Park
  • Township: St. Charles

Tax Information

  • Tax Annual Amount: $11,393.00
  • Tax Year: 2024

General Information

  • New Construction: No
  • Ownership: Fee Simple
  • Parcel Number: 0927203010
  • Property Type: Residential
  • Special Listing Conditions: None

Interior

Building Information

  • Approx. Total Finished SqFt.: 0
  • Disability Access: No
  • Total SqFt.: 0

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Bedrooms Possible: 4

Building Interior

  • Fireplace Location: Basement,Great Room

General Information

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Range Hood, Water Softener Owned
  • Basement: Unfinished, Full
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fireplaces Total: 2
  • Flooring: Hardwood
  • Foundation Details: Stone
  • Heating: Natural Gas, Forced Air
  • Interior Features: Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, High Ceilings, Open Floorplan, Special Millwork, Granite Counters, Pantry
  • Laundry Features: Main Level,In Unit
  • Living Area: 2800
  • Living Area Source: Landlord/Tenant/Seller
  • Rooms Total: 7
  • Window Features: Screens, Window Treatments, Insulated Windows

Exterior

Parking Information

  • Parking Features: Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Owned, Garage
  • Parking Total: 6

Lot Information

  • Additional Parcels: No
  • Lot Size Acres: 0.41
  • Lot Size Dimensions: 115x158
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Construction Materials: Fiber Cement
  • Roof: Asphalt

General Information

  • Sewer: Public Sewer

Room Information

Room: Bedroom 4

  • Level: Main
  • Dimensions: 6X10

Room: Great Room

  • Level: Main
  • Dimensions: 16X20

Room: Heated Sun Room

  • Level: Main
  • Dimensions: 9X20

Room: Kitchen

  • Level: Main
  • Dimensions: 15X26

Room: Laundry

  • Level: Main
  • Dimensions: 4X7

Room: Master Bedroom

  • Level: Main
  • Dimensions: 11X13

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

Room: Dining Room

  • Level: N/A

Room: Family Room

  • Level: N/A

Room: Living Room

  • Level: N/A

Room: Bedroom 2

  • Level: Second
  • Dimensions: 13X15

Room: Bedroom 3

  • Level: Second
  • Dimensions: 15X18

1045 N 5th Avenue Neighborhood

Community

60174 (St. Charles) Demographics

42
Median Age
2,132
Population Density (per sq. mile)
54%
College Educated
$90,964
Estimated Median Income
8,192
Estimated Total Home Owners
3,877
Estimated Total Renters
68% / 32%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1045 N 5th Avenue Monthly Cost

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Jeremy Woods
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1045 N 5th Avenue Market Data

Based on the last 30 days in this zip code

$646,929
Average List Price
$270
Average Price per Square Foot
32
Properties Sold
69
Average Days on Market
119
Properties for Sale
Calculations provided by Reliance Network

1045 N 5th Avenue History

Date Event Value Agent
6/23/2026Source: MRED Status Change
Active
6/17/2026Source: MRED Added to Database
June 17, 2026